When you have Auto Insurance it means you have a contract between yourself and an Insurance provider in which you will make regular premium payments and in return the insurance provider undertakes to compensate the financial loss that occurs when you are involved in an accident.
A state policy is the minimum you must have so make sure you look online for a cheap online auto insurance cover that will sufficiently protect you if you ever require emergency assistance after an accident. If your driving record is blemish free, you will find searching for a policy to cover you will often mean a discount is applicable. Typically they classify a good driver as someone with no traffic tickets, hasn't had any accidents, perhaps made the effort to do a defensive driving course etc.
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